Critics of structured products are guilty of "utter ignorance" while advisers who shun them could be putting their own profit before their clients' best interests, according to Ian Lowes.
The Lowes Financial Management managing director, a long-time advocate of structured products, said the nature of the investments makes them less profitable for advisers and thus potentially less attractive to recommend, despite the opportunities they can afford clients. According to Lowes Financial Management's 2016 Structured Product Annual Performance Review, which has analysed the performance of all 427 intermediary-distributed products that matured in 2016, nine out of 10 products (89%) that matured in 2016 generated positive returns. The 427 structured products averaged an annua...
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