The days of automatically providing top-of-the range international private medical insurance (IPMI) cover to expatriate employees are a thing of the past, says Debra Williams. In challenging times, how should advisers direct clients to best maximise value from their healthcare programmes?
The global economic recession has impacted a number of businesses in the UK - and their survival and recovery can be partially attributed to the way they manage risk. This puts brokers and intermediaries squarely on the front line, as assessing risk is never more important than when a company is contemplating price over value. The international healthcare market has been dealing with such issues for quite some time. Rising claims and high administration charges have caused premiums to increase. Because of the spiralling costs of global medical protection, the tide has long turned against...
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