Protection

‘Strong’ regulatory and commercial imperative to get to grips with care

Emerging market for people aged 45 and upwards

Impact of IHT on unused pension funds

'I would argue this is a perfect example of an efficiency gap'

One-third see cost of doing business as biggest challenge

Knowledge of both sides ‘makes a massive difference’

‘It is crucial to engage wealth advisers who have withdrawn from protection post-RDR’

Protection needs during different life stages

Single policies typically offer greater value and more flexibility

These aren't products that sell themselves