opinion

'Most firms are now heading in the right direction with their vulnerability processes'

Important to consistently evaluate your tools for value and gaps

'Opportunity for advisers to focus on a new approach to later life financial and tax planning'

'Don't lecture or school younger clients. Advisers should be able to listen and guide'

Laszlo Hanyecz really needed a slice...

In the light of the government’s latest Budget

'Annuity sales could, and perhaps should, be higher'

Improving digitalisation, integrating AI and compliance

Important for advisers to reassure clients about their protections

'For vulnerable clients, the concept of value for money takes on heightened importance'