Why scheme pension is going mainstream

Previously I have written that, with the options available to clients at retirement, the pensions industry and advisers "have never had it so good". With the features available through phased, capped and flexible drawdown, the retiring client should be confident that retaining control of their income, investment and capital is for many the correct choice. One thing that is certain is that clients' circumstances change. Whether this is because of health, inheritance, luck or otherwise, very few peoples' lives pan out quite the way they thought they would 20 years previously. Why the...