Gold blend: Will combining retirement products become the norm?

BLENDED

Jenna Towler
clock

The route to retirement has evolved significantly, but will using a combination of retirement products become the norm? Jenna Towler finds out...

This might not be news to advisers, but more Bentleys were sold in the UK last year than RPI inflation-linked annuities. But that doesn't mean advisers can afford to ignore the rather unpopular product or fail to run the numbers and present it clients approaching retirement. Thinking back a few years the choices for retirees were straight forward - you finish work completely, taking your carriage clock for long service, and get a traditional life time annuity. But as the decumulation market has developed, so have the number of choices available to retirees. Lifetime annuities ar...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Income

L&G joins with HSBC UK in annuity access push

L&G joins with HSBC UK in annuity access push

HSBC customers given direct access to L&G annuity service

Jenna Brown
clock 07 January 2026 • 2 min read
Doug Brodie: Start where the client starts - income, not risk

Doug Brodie: Start where the client starts - income, not risk

Using investment trusts to solve the drawdown problem, part two

Doug Brodie
clock 06 January 2026 • 5 min read
Smoothing the dash to drawdown: Defending against sequencing risk and volatility drag

Smoothing the dash to drawdown: Defending against sequencing risk and volatility drag

'A new class of on-platform smoothed funds could be particularly useful'

James Tothill
clock 25 November 2025 • 4 min read