Most cash ISA holders 'could be persuaded' to switch to stocks and shares

Royal London report finds

Sahar Nazir
clock • 2 min read

More than half (60%) of Cash ISA holders in the UK “could be persuaded” to move some of their funds and invest in a Stocks and Shares ISA, according to Royal London.

The firm said that two thirds of adults in the UK have an ISA, but "there is still widespread confusion about how they work and how they can save tax". Royal London's report The ISA landscape includes insights into what people know about how ISAs work and what people see as the barriers to moving funds from Cash ISAs to Stocks and Shares ISAs. The research by Opinium was conducted online for Royal London between 4 April and 11 April 2025 with a sample size of 4,000 UK adults. The results found that those who are not currently investing in a Stocks and Shares ISA said financial cons...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on ISAs

IG launches investment platform fee 'Fat Cat Index'

IG launches investment platform fee 'Fat Cat Index'

Most investors paying more than they need to, IG says

Jenna Brown
clock 05 February 2026 • 3 min read
Number of maximised JISA accounts reaches post-pandemic high

Number of maximised JISA accounts reaches post-pandemic high

More families looking to pass down wealth sooner, Murphy Wealth says

Jenna Brown
clock 02 February 2026 • 4 min read
Andrew Tully: Why cash ISA reform plans could do more harm than good

Andrew Tully: Why cash ISA reform plans could do more harm than good

'What we need is simplification of the ISA framework'

Andrew Tully
clock 26 January 2026 • 4 min read