Lack of 'joined-up thinking' threatens access to pension freedom

In January, it's natural to muse over the pensions challenges for the coming year. To us, it seems evident that while 2015 was the year that saw the implementation of pension freedom, 2016 will be the year when those changes really bed in. At the end of last year, it was clear that many savers are becoming frustrated by what they see as a lack of the flexibility promised by the reforms and we've been calling on the government to encourage a market that works in the interest of all savers. We also saw a flurry of consultations that all converged around a common theme: How can w...