To emphasise the importance of an expression of wishes, Jessica List runs through a scenario where forgetting to complete one results in a sticky spot for a hypothetical client
The situation When Arnold set up his pension he left the expression of wishes section blank as he wasn't sure who to nominate. Arnold and his wife Gina had been discussing separation for a while and he didn't want to name her, only to need to remember to change the nomination again soon afterwards. The couple did not have any children. By the time Arnold and Gina separated a year later he had forgotten about completing the expression of wishes altogether. He also didn't think about it when he began a new relationship with Laura. When Arnold died four years later, age 60, he and Laur...
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