Elaine, 42, lives in Berkshire with her two children. She would like to purchase a comprehensive PMI policy that covers herself and her children for both inpatient and outpatient treatment. Both children are keen sports players, therefore Elaine wants to ensure that sports-related injuries are covered. Although she wants value for money, Elaine is more concerned at having comprehensive benefits than finding the cheapest policy. What PMI options are available?
Jill Fletcher, director at WB Baxter Elaine's main considerations are achieving the right care for her children and she will want to make sure that if she needs medical attention she can also be treated quickly, if necessary arranging for treatment at home. Sports injuries are not a concern when played on an amateur basis. WPA's Flexible Health incorporating both outpatient and therapy options is not unreasonably priced at £1,169.41 but this contract does have a shared responsibility clause capped at £500 across all three members. The big advantage here is that parental ac...
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