Zara Okoro and Zoe Harbert join

Brent crude had fallen 13.1% to below $95 per barrel

Keeping track of the ongoing consolidation in the advice industry

'Helping clients means shifting their focus from the present to the future'

Firms that the FSCS has confirmed as failed since the start of 2023

Tackling admin head on

'We're just not articulating the proposition'

Retirement planning conversations must 'evolve'

'These changes may mark something of an inflection point'

The structural question firms need to ask