Sponsors Lara Brown

The direction of travel is clear

'Good quality annuity files tend to have one thing in common: robust fact‑finding'

Regulatory simplification vs expanding oversight

Not exactly straightforward

Keeping track of the ongoing consolidation in the advice industry

All the winners will be announced at a celebratory gala dinner on 4 November

'These measures fail to recognise that cash is used intentionally by savers as a strategic asset'

'Most advisers, it seems, are tolerating data delivery from platforms and pension providers'

'In a people business, cultural integration is key to preserving client trust, adviser continuity and value'