‘Bolting on chatbots won't work - rebuild from scratch’
‘Patience remains seriously underrated for generating outperformance’
Commission models and fair value under scrutiny
Borrowing 11.5% in the timeframe
'Platform providers need as much input as they can get if they want to stay ahead of the curve'
Keeping track of the ongoing consolidation in the advice industry
Stepped down in September
'For me, pension consolidation is a perfect illustration of why financial planning matters'
'Expectations generally are that there will be greater deal volume in 2026'