Ask the Experts: How do traditional funds compare with structured products?

Answer: Gary Dale - Investec Traditional funds should never be compared to structured products for the simple reason that you cannot compare the risk/reward profiles of both investment strategies in the same way. Traditional funds risk mandates are much more diverse than structured products and vary depending on many factors including the investment objectives, the investment mandate given to the fund manager, the fund sector it sits in, asset mix and so on. Structured products have a much more defined risk profile, i.e a capital protected structured deposit or a structured note that...