That's the thing about risk, explains Andy Brown, investment director at Prudential's Portfolio Management Group, we spend our lives trying to avoid it little knowing that, without it, we can expect to gain almost nothing.

Vince Harvey, head of training & development for Brooks Macdonald Group, discusses why some clients may prefer restricted over independent advice.

Where a property is owned by more than one person, it's important to consider carefully whether the tenants are joint or in common, says James Lewis from law firm Howard Kennedy.

Julie Hepworth, group regulatory manager at Perspective Financial Group, explains how to make sure your gap-fill evidence is up to scratch.

Ten leading platform commentators were locked in a room last month to debate the future of the market. In the last of a three-part special, the team dissects the ways distributors select and use platforms.

Rayner Spencer Mills' Ken Rayner reveals which Sterling Strategic Bond funds should form part of your clients' portfolios.

Paul Kennedy, head of tax planning at Fidelity Fundsnetwork, explains how Junior ISAs should be a welcome addition to the adviser's tax-planning armoury...

According to PA research, 66% of advisers polled said they did not recommend unit linked guarantees. Why do you think this is and what can be done to increase the number of advisers recommending the product?

Introduce your clients to Usay Compare and receive commission. Visit www.usaycompare.com and click on Partnership Programme today.

We all want certainty - and when it comes to auto-enrolment, advisers and their corporate clients want to know precisely what solutions their providers will offer. The wait will soon be over. We should have the final auto-enrolment regulations early in...