The mortgage aspect of the Funding for Lending Scheme (FLS) is to be discontinued in light of improved market conditions.
RBS Intermediary Partners is to return to the mortgage market on Monday, the group has announced.
Pure Retirement equity release products to follow
The Welsh government has announced it will launch its £170m Help to Buy equity loan scheme in January.
Mortgage advisers are reporting a rise in Help to Buy enquiries, despite the fact they are unable to places cases yet.
Shadow Chancellor Ed Balls has warned the government's Help to Buy scheme will make it harder for would-be first-time buyers to get onto the housing ladder.
The Financial Conduct Authority (FCA) is increasingly turning its focus to individual mortgage products and more intervention in the market is likely, according to Deloitte.
Business secretary Vince Cable has called on his own government to consider whether the second stage of the Help to Buy scheme should go ahead.
The impact of government-backed schemes such as Funding for Lending and Help to Buy has propelled Mortgage Advice Bureau (MAB) to its biggest ever month.
HSBC has launched the lowest ever fixed rate mortgage seen in the UK mortgage market with a 1.49% headline rate product.