Industry voice

How does fund manager Toby Hayes construct the investment themes for the Franklin Templeton Diversified Income fund? He uses a series of strategies to gain exposure, but avoids typical correlations with other assets to reduce risk.

What is a realistic level of income investors should expect from a multi-asset fund like Franklin Templeton Diversified Income? Fund manager Toby Hayes says a steady income stream can be achieved by using a different approach.

As you know, an "offshore bond" is an investment wrapper set up by a life insurance company in a jurisdiction with a favourable tax regime, such as the Isle of Man or Dublin.

With the unprecedented Budget changes heralding new investment avenues for retirees, how can advisers pick the right solutions for their clients?

In today's competitive environment, it can be hard to make your business stand out. But by using effective marketing techniques, your business can maximise its potential to attract new business and retain current clients, relatively easily.

Maximise your business' potential by utilising digital tools to reach more potential clients. Through embracing digital, you can market your business more efficiently and effectively to new and existing clients.

Equity release has come of age. Advisers and providers alike are nothing if not familiar with the stringent regulation surrounding the modern generation of equity release products and the increasingly flexible range of options they offer.

When one door closes, another one opens. An old adage, but a true one.

Demand for equity release products is continuing to grow - this is one thing which advisers involved in the market are very much agreed on.