FOR SUSTAINABLE, PROFITABLE, CLIENT-FOCUSED ADVISER FIRMS
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Replaced by Stephen McPhillips
Could reduce annual losses by up to £451m
'We will not hesitate to use powers'
FCA 'doesn't have the teeth'
Up to 68 by 2039
Lower earnings limit rise to £104 per year
Two firms with standing suspensions
Study nine months late
'Clear role for government'
'Serious blow'