Friends life has held annual bonus rates on its with-profits funds as the provider experienced positive investment returns over the past year.
State pension changes will work with automatic enrolment rules to ensure it actually 'pays to save' for retirement, the pensions minister has said.
A larger-than-usual increase in pension sales in the final three months of last year suggests a "push for commission" among financial advisers, according to research consultancy Fundscape.
Increasing contributions above the minimum level for auto-enrolment is not a priority at present, pensions minster Steve Webb has said.
Scottish Widows has launched a dedicated automatic enrolment website and telephone based helpline to help advisers dealing with the regulations.