My client is just starting out in freelance consultancy after being made redundant. He is a single parent with a 14-year-old daughter and previously had all major protections and private medical insurance (PMI) through work. I will cover him for the usual needs, but are there any wrinkles I should be aware of?
Linda Wallace, Bupa Health and Wellbeing As a single parent starting a new venture, the client will value a policy from a provider that offers value for money and long-term security. When moving between insurance policies, one of the most important things to consider will be medical underwriting. If the client or his daughter has made a claim on their previous policy, then it is sensible to check whether their current PMI provider offers the option to move from their group policy to an individual policy without being medically re-underwritten. Members of group schemes provided b...
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