Depending on the variation of cerebral palsy a person suffers from, insurers can range from offering cover at standard rates to declining the application altogether, writes Lea Taylor
Cerebral palsy is not a disease or illness, it is a permanent motor condition affecting the cerebrum (area of the brain) that affects a baby's posture, movements and co-ordination, with signs normally developing before the age of three. This condition is either congenital (present at birth) or can be acquired after birth. The usual cause is non-progressive damage to the brain, either suffered during the gestation period or occuring during a difficult birth. It can also happen as a result of a poorly developed brain. Symptoms may vary from an almost unnoticeable spasticity in one limb to ...
To continue reading this article...
Join Professional Adviser for free
- Unlimited access to real-time news, industry insights and market intelligence
- Stay ahead of the curve with spotlights on emerging trends and technologies
- Receive breaking news stories straight to your inbox in the daily newsletters
- Make smart business decisions with the latest developments in regulation, investing retirement and protection
- Members-only access to the editor’s weekly Friday commentary
- Be the first to hear about our events and awards programmes