Cerebral palsy

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Depending on the variation of cerebral palsy a person suffers from, insurers can range from offering cover at standard rates to declining the application altogether, writes Lea Taylor

Cerebral palsy is not a disease or illness, it is a permanent motor condition affecting the cerebrum (area of the brain) that affects a baby's posture, movements and co-ordination, with signs normally developing before the age of three. This condition is either congenital (present at birth) or can be acquired after birth. The usual cause is non-progressive damage to the brain, either suffered during the gestation period or occuring during a difficult birth. It can also happen as a result of a poorly developed brain. Symptoms may vary from an almost unnoticeable spasticity in one limb to ...

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