Tax efficiency

If you believed the Government's initial estimates that around 5,000 people would be affected by the pension standard lifetime allowance, or that this figure will increase by 1,000 each year, then stop reading now. The chance of your having a large number of these clients will be slim. If, however, you accept that these figures massively understated the position, or you have clients who: - want to contribute more than their salary and/or annual limit, - are close to breaching the lifetime allowance, - adopt aggressive investment strategies and don't want the upside 'capped' and/ or ...