Equity release: A fair deal for all?

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Simon Chalk discusses the impact the recent ECJ ruling on pricing according to gender could have on the equity release market

The recent European Court of Justice ruling that ­insurance ­companies ­cannot discriminate between the sexes in offering ­differential pricing predictably saw the topics of pensions and motor insurance grab the headlines. Yet the groundbreaking ­decision could have consequences far beyond annuities and insurances, which got me thinking how ­equity release providers differentiate customers in pricing and how they might adapt to meet the legal requirement. Posing the question to my peers on the online business ­network ‘The Equity Release Group’ on LinkedIn, I got some interesting resp...

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