Group PMI - Wishful thinking

Genies are wonderful companions to have. Their lamps are easily transportable and one swift polish summons them to save the day. But given three wishes, what would you request? For the group private medical insurance (PMI) sector, a booming economy, near-full employment and a government directing employers to the private sector to address both their duty of care and absence management requirements would be top of the list. Well, while two of those may be still some way off, the third may not be so fanciful. But with the present stagnant market situation resulting in significant churn...