The road to change

As I read the government’s recent Green Paper entitled A State Pension for the 21st Century it occurred to me that there are people alive now who will be drawing their state pension well into the 22nd century. What is needed, therefore, is a state pension for the 21st and 22nd centuries. The government is trying to address the fact that UK pensions have become so bogged down in legislation, inequity and disincentives that the population has largely disengaged. As far as state pensions go, most people just close their eyes and hope for the best. According to DWP research, a stagg...