Q&A: Ray Chinn on SIPPs

What is the outlook for the SIPP market in 2012 and beyond? All of the indicators point to continued growth for SIPPs. What is more interesting is where this growth is likely to come from. The SIPP market is now becoming segmented into three clear areas. At the top end, there are the bespoke SIPPs. There will be some growth here, but the challenges around different asset classes and risk mean that this is the area of the market likely to be growing least quickly. Mid-tier SIPPs, which include packaged propositions for example, offering links to discretionary fund managers and the like...