Why your firm needs a clear investment philosphy

Following the financial crisis, the industry has been swept up by the turbulent winds of regulatory change and the regulator, understandably, is now more focused on risk and suitability than ever before. Clients have also, naturally, become even more aware of risk. So many individuals think about the harmful or dangerous effects it has rather than how it may present an opportunity for a positive outcome. As a result, advisers, along with having to juggle the ongoing regulatory challenges, are faced with having to deliver a service that addresses these heightened concerns among clients...