Savings mood takes, despite gov't efforts,

The change comes despite the government’s latest efforts to wreck long-term savings by effectively shutting down the PTA market. Interviews conducted on about 1,000 adults by the British Market Research Bureau, BMRB, between September through November found 56% were thinking about saving more in the run-up to Christmas, against 54% at the same time last year. Some 34% said they would be spending, down from 38% two years ago. Men are bigger spenders than women: more than half, 51% of men said they were planning to spend more in the lead up to Christmas, against 43% of women. If you h...