Easy PII from PFS

NCG’s terms mean it will take account of PFS membership and commitment to its code of conduct, apart from the professional qualifications a member may have. "I believe it is the first time a PII provider is taking qualifications into account," says John Ellis, set to be PFS director of public affairs. He adds specific premiums will depend on the underwriting decisions at the time. This would also suggest PFS qualifications are unlikely to help much if an applicant for cover is deemed to be carrying a past risk, such as pensions mis-selling, endowments, split caps, and so on. The...