IFAonlineTV: Mortgages are 'financial planning tools'

Speaking as a special guest for this latest edition of IFAonline.tv - entitled the Great Homeowner Debate - Michael Coogan, director general of the Council of Mortgage Lenders (CML), told the panel of financial intermediaries mortgages should not be seen in isolation but should be treated as part of a financial planning tool people include in their financial needs assessment, at different stages of their lives. Likewise, Ray Boulger, senior technical manager at John Charcol, believes consumers will increasingly use their houses as financial planning tools and says the increase in offset a...