Insurance premiums under fire following ECJ ruling on sex

The Advocate General's opinion in the case brought by the Belgian consumer association Test-Achats disagrees with the current derogation in European Union law which allows EU member states to permit insurers to make sex-specific differences in insurance premiums and benefits when sex is a determining risk factor. "The core principle of risk assessment is that people in comparable situations are treated equally and those in different situations are treated differently," said Michaela Koller, CEA director general. "If this risk-based, factual principle is not maintained, premiums will i...