Holloway FS introduces telephone medical underwriting

Until now, when applying for income protection for their clients, IFAs have had to fill in a detailed application form, delving into their clients' medical history - now this is no longer necessary. This will have a significant benefit for advisers as they will no longer be held responsible for the health information being submitted and so will avoid all liability in the case that a client has not disclosed all they ought to. Advisers will have just a two-page form to fill in, instead of six pages, with their clients and the rest of the process will be completed by Holloway Friendly...