New medical evidence limits for IP - L&G

The changes mean fewer customers should need routine medical evidence as part of their application process allowing for quicker underwriting decisions, and more policies able to be put on risk automatically. The changes include the following:- • General Practitioners Reports (GPR's) and Exercise Electrocardiagrams removed as a routine evidence requirement for Income Protection. • Telemedical interviews introduced for all age ranges where routine evidence is required. • Reduction in the number of age bands from five band s to three*. Commenting, Russell Whitworth, Underwriting ...