Morgan Stanley offers 'simple' products

The FTSE Simple Growth Plan 12 offers investors 105% of any positive performance of the FTSE 100 over the six-year term and will gain back 100% of their capital at maturity, regardless of the index dropping or remaining unchanged during the period. The firm’s executive director Marc Chamberlain said: “Advisers have been asking for simplicity together with 100% capital protection.” Morgan Stanley has also launched the Protected Growth Plan 39, designed for more bullish investors who seek to preserve capital in any market conditions. Morgan Stanley says the terms have also improved slig...