Insurers could be prevented from using age, health and any other form of differentiation to underwrite and price products if a French administrative authority has its way.
The Halde (Haute Autorité de Lutte contre les Discriminations et pour l'Egalité) equal opportunities body has already issued public recommendations to the France insurance market and has encouraged the prosecution of any illegitimate discrimination. According to international lawyers Norton Rose, the authority has also refused to take into consideration insurers explanations concerning market segmentation and suggested using these discriminatory criteria could lead to prohibitive prices which deprive some people of access to coverage. It wants to close the French and European legal lo...
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