Defaqto - ECJ ruling an adviser opportunity

However the product rating business believes that although the decision has "enormous implications" it provides opportunites for advisers. Ben Heffer, insight analyst for protection at Defaqto, noted the significance of the changes to protection and annuities markets. "This is probably the biggest change to affect the UK life and protection industry for a long time and the implications are enormous," he said. "It will be interesting to see how insurers respond and whether they move to equalise rates sooner than 2012. But the changes aren't straight forward and they present a number...