Blog: How do you spot a problem product?

Yet, even counting its overhaul of advisers' qualifications, remuneration and disclosure requirements, it is clear the regulator does not believe the RDR is enough. Now product regulation - or 'intervention' as the FSA calls it - is back on the agenda. A decade on from the introduction of stakeholder pensions and the associated RU64 rule, the FSA has put forward a raft of measures aimed at stopping products reaching the 'wrong' customers. Advisers, of course, have their own duty of care, not to mention TCF, obligations to ensure they only recommend suitable products to suitable cli...