L&G increases medical underwriting limits

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Legal & General has raised its medical evidence limits for life and critical illness (CI) cover.

The provider said it hoped 6000 more applications every year would be able to progress without further medical evidence. It added that this would mean more underwriting decisions would be made at the point of sale, ensuring that customers could be on risk quicker. Limits for the first piece of automatic evidence for life applications for ages 18 at next birthday to 65 have all been raised. For life cover up to age 35 the automatic medical evidence limit has increased to £750,001 from £600,001 while for critical illness up to age 30 this has been raised to £450,001 from £400,001. ...

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