The most unnecessarily underinsured group in the UK is the HIV community, according to specialist advisers Unusual Risks.
Research by the advisers through the Terence Higgins Trust, estimates that 82% of HIV positive people in the UK have no Life Assurance at all. This compares to Swiss Re figures for the wider community of 52% who currently have no Life Cover. Chris Morgan, Marketing Manager of Unusual Risks Mortgage & Insurance Services Says, "The HIV community were excluded from taking Life Assurance for many years and now that the product is available many are unaware it even exists. "Many people living with HIV who had Life Assurance products in the past, such as endowments, surrendered them on d...
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