L&G upgrades critical illness cover

The product now includes additional cover for low grade prostate cancer and has 14 ABI+ definitions including heart attack, cancer, stroke and multiple sclerosis. L&G has also adopted the ABI model wording that clarifies work task-based definitions for total and permanent disability. It has altered its definition in line with the ABI's revised model wordings for exclusions. Bonnie Burns, product and technical director for individual protection at L&G, said: "Less than 5% of our CII claims are declined for not meeting the definition, but we want to get this figure even lower." Th...