Unum targets employers with group critical illness launch

The offering is designed for workforces of 50 or more and is currently available through partnerships with a small number of intermediaries.  The insurer said the ten most common reasons for claiming are insured and there is no medical underwriting involved. The employer can choose the same cover amount it wants to buy for all employees (between £10,000 and £60,000). There is an option for a simple flexible benefit basis so employees may top up a basic level of employer-funded cover (up to the same £60,000 ceiling). Unum head of proposition Andrew Potterton (pictured) said: "Althou...