Give those in poor health early access to state pension - Hargreaves

Head of retirement policy Tom McPhail (pictured) said those with a lower life expectancy should be able to get hold of their state pension early in the form of a lump sum, which they would then use to buy an enhanced annuity. The sum would be reduced to reflect the fact it was taken early and people should only be allowed to access the state pension in this way if they can prove it produces a higher rate of income than their full state pension, McPhail said. The government appointed former director-general of the Confederation of British Industry John Cridland to independently review ...