Regulator takes no further action as investors were ‘clearly warned’

Doing so by strengthening social media presence and marketing

Firms have linked up since 2009

Succeeds Lee Hartley who is now deputy chair

Owner Andrew Swallow to retire

‘Young people need advice - but the cost to serve often means they don’t get it’

Fixed fees ‘can create cross-subsidisation’

Acquires Lifetime Financial Management Intermediaries

Through wealth manager’s ‘Early Careers’ programme

Route to advice via schools, colleges and universities said to be ‘the best way’