Cirencester Friendly has relaunched the frim's Income Assured Plus product with new features after listening to member and adviser feedback.
Now known as Income Assured Enhanced, it still has features such as day one cover and no loadings for occupation, smoking and hazardous pursuits. The income protection contact will be available to new and existing members who will be offered the opportunity to switch onto the new terms. The key enhancements include, 'own occupation' definition with level benefit throughout the period of claim, guaranteed premium rates, cover to age 70, guaranteed insurability options and premium discounts if mental illness or back exclusions are applied following underwriting, as well as improved ter...
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