Five questions advisers must ask about decumulation - Thesis AM

Thesis Asset Management (Thesis AM) noted that to help mitigate the risks of decumulation - sequencing risk, market drawdown, volatility, pound cost ravaging, inflation and longevity - advisers are using a long-term pot which has a high level of risky assets to provide growth and a shorter term pot which can be relied upon to deliver the cash to meet regular withdrawals. The discretionary fund manager has previously argued and maintains that there has been a real lack of innovation in investment solutions for the retirement space. As a result, it said the pots approach looks attractiv...