Older divorcees missing out on state pension uplift advice

Pension consultant LCP said the number of divorces over the age of 60 is increasing year-on-year. However, it added a rule which allows women to substitute her ex-husband's National Insurance record for her own, to get a state pension boost, is not being fully utilised. It said about 6,000 older couples divorce a year. LCP explained the vast majority of these women reached state pension age before 6 April 2016 and come under the ‘old' state pension system, which makes significant provision for divorced women.  However, it explained if they divorce after pension age they only get a ben...