Decumulation investment strategies and products are still in their infancy and more innovation is needed to better serve clients, according to a panel of experts speaking at PA360 Digital.
Church House Investment Management sales director Sam Liddle and Insight.Out Financial managing director Jayne Gibson agreed decumulation options were, at present, limited. Liddle told delegates: "Decumulation strategies are still in their infancy. There is a danger that accumulation carries on into decumulation. I am not sure there has been enough thought put into a wide enough range of decumulation solutions." Gibson agreed there had been a "lack of innovation". She said: "There has been investment innovation but as an adviser, there has been very little innovation from a product po...
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