IHT freeze: Advisers say mitigation is 'all in the planning'

Expected IHT threshold freeze could last until 2028

Jenna Brown
clock • 3 min read

Ahead of the Autumn Statement later, advisers have shared their views on inheritance tax (IHT) planning amid expectations the chancellor will extend the government’s threshold freeze until 2028.

Thresholds are widely predicted to be frozen for a further two years in the Autumn Statement later this morning. Thresholds were frozen until 2025/26 by then-chancellor Rishi Sunak. The point at which people pay IHT has been the same since 2009 - £325,00 for a single person but with transferable bands between spouses and residential property reliefs, most married couples will have a total threshold of £1m. Thera Wealth Management owner Philip Dragoumis said: "Stealth taxes, or tax allowances not increasing in line with inflation, are a way to raise revenue without significant politica...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Tax planning

Partner Insight: Inheritance Tax, pensions and the waiting game: Conversations to have now

Partner Insight: Inheritance Tax, pensions and the waiting game: Conversations to have now

With Inheritance Tax expanding and pensions coming into scope, now is the time for advisers to engage clients. Discover how to turn uncertainty into opportunity with strategic estate planning conversations.

Nick Priest Partner and Head of Strategic Partnerships, Downing
clock 26 November 2025 • 9 min read
What the City wants from the Autumn Budget – and what to expect

What the City wants from the Autumn Budget – and what to expect

From ISAs, to tax and VCTs

Alex Sebastian
clock 25 November 2025 • 4 min read
IHT on pensions: 'We're going to have to muddle along with it until it works'

IHT on pensions: 'We're going to have to muddle along with it until it works'

PIMFA’s Simon Harrington touches on the reality of any changes

Isabel Baxter
clock 21 November 2025 • 1 min read