IHT freeze: Advisers say mitigation is 'all in the planning'

Expected IHT threshold freeze could last until 2028

Jenna Brown
clock • 3 min read

Ahead of the Autumn Statement later, advisers have shared their views on inheritance tax (IHT) planning amid expectations the chancellor will extend the government’s threshold freeze until 2028.

Thresholds are widely predicted to be frozen for a further two years in the Autumn Statement later this morning. Thresholds were frozen until 2025/26 by then-chancellor Rishi Sunak. The point at which people pay IHT has been the same since 2009 - £325,00 for a single person but with transferable bands between spouses and residential property reliefs, most married couples will have a total threshold of £1m. Thera Wealth Management owner Philip Dragoumis said: "Stealth taxes, or tax allowances not increasing in line with inflation, are a way to raise revenue without significant politica...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Tax planning

How to gift money while we wait for clarity on pensions and IHT

How to gift money while we wait for clarity on pensions and IHT

'One thing advisers can do is remind customers the benefits of gifting'

Laura Suter
clock 02 July 2025 • 3 min read
Farmers to take government to court over IHT reform

Farmers to take government to court over IHT reform

Claimants said govt 'failed' to consult with the sector on IHT Autumn Budget

Chris Brayford
clock 26 June 2025 • 3 min read
Advisers push back on IHT plans for pensions

Advisers push back on IHT plans for pensions

Most advisers recommending early pension access and gifting

Sahar Nazir
clock 25 June 2025 • 3 min read