Deputy Editor's View: Delving into the detail of decumulation

The theme was decumulation and the 60-page survey, which needed a fair amount of research and calculations to complete, forms part of the watchdog's thematic review into retirement advice. Advisers in the ‘target market' were tasked with collating figures, data sets and information about their work in decumulation and lifetime mortgage advice among other things. Other topics covered in the survey were the nature and scope of advisory services and income withdrawal strategy. Timing is everything in comedy, and financial services it would seem. The work, while no doubt important, com...