Credit ratings, financial strength, CDS spreads, the Financial Services Compensation Scheme...these are all terms readers will no doubt be all too familiar with.
What a change from only 18 months ago when investing was all about past and future performance, alternative investments and innovative portfolio construction. Today's priorities for the investing public seem to centre around capital guarantees and preservation of wealth (or what's left of it) and finding investments that can deliver returns in excess of cash. Some would argue that it shouldn't be too difficult given the exceptionally low rates available for savers in the current climate, however investments/deposits delivering reasonable single figure returns over the medium term would ...
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