Dickie talks Struc Prods: Which products are getting the inflows?

Like many other structured product providers we have benefited from market conditions that have reduced the appeal of investments lacking downside protection. So what sort of products are investors buying? I would say we are fairly representative of the industry as a whole in seeing a clear shift into investments providing a fixed return. At the forefront are ‘digital’ products: investments offering a simple defined return as long as a certain condition is met (typically that the chosen index is at least equal to its starting level at maturity). These ‘all or nothing’ investments are eas...