Investec's Gary Dale: What the RDR means for struc prods?

I use the term 'ill-fated' because, no matter what the eventual outcomes, it is bound to upset and disappoint more than not, in my view. "RDR spells the end of IFA commissions", "IFA market to consolidate following sweeping industry changes", "Structured Products providers need to rethink business models", "RDR could cost £10k per registered individual", etc are just some of the comments I have read or heard over the past week or so. Let us not forget the ethos behind the RDR: to remove provider bias on remuneration and generally raise professional standards across the investment ind...